Details of the "Effective Retirement Planning"
seminar
Financial Decision Partners holds this seminar once per month
to a limited number of individuals. This three-evening seminar
covers most topics of the issues of retirement, including your
vision of retirement, objectives, cost of retirement, plan
types, managing your investments, retirement benefits, how life
insurance plays a part, disability, estate planning for
transfers, gifts, and taxes. A course workbook is provided. The
objective is to educate you in financial planning aspects of
retirement planning, including the time value of money, risk vs.
return for investments, various retirement plans, and gifting
and estate preservation methods. An even bigger objective is to
get you to begin planning what you want to achieve beyond
receipt of the traditional gold watch. Even if you never become
a financial planning client, this seminar may be the best value
in your time and money ever spent.
Details of the Financial Mini-Plan
A specialty of this firm is an affordable financial
"health checkup" to determine basic directions for you to take for
your own financial future. This service is for the individual or
couple having a lower net worth and no complex financial
evaluations. Such clients require a specific evaluation of their
objectives regarding retirement planning, investment advice,
educational planning, or survivor planning. Some individuals
needing an annual review of their implemented comprehensive
financial plan may only require this level of service. With this
advice, you use the recommendations to take your own actions to
improve your financial positions.
Details of the Comprehensive Financial Plan
The Comprehensive financial plan is an overall review of your
personal financial situation, taking into account your goals and
objectives on areas such as: retirement planning, investment
planning, risk management, college funding, income tax
strategies, and estate planning. The plan analyzes and
recommends ways to achieve your financial objectives. The plan
is your financial foundation. As you build upon your foundation
and accumulate wealth, the strategies begin to shift toward
accomplishing your life goals such as sending your children to
college or retiring on your terms. In the event of a premature
death, your wealth may disappear due to federal taxation of the
estate. More complex financial planning is needed to preserve
your family’s hard earned dollars in such situations.
Financial Decision Partners may work with your other
professionals, including attorneys and accountants, to recommend
solutions to these specific and comprehensive planning matters.
Details of our Customized Financial Advice services
Some clients need customized financial evaluations and
recommendations. Clients who are owners
of businesses have especially complex financial planning needs. Not only
is your family counting on you --- your creditors, your employees,
and many others depend upon your leadership and ability to earn
a living. Financial Decision Partners works with your attorney
and accountant to design a customized financial plan with
recommendations for your implementation. In addition to the
business owner’s financial plan for his family needs, these
custom financial plans may contain recommendations including a
type of retirement plan, business succession, and other identified business liabilities.
